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Financial Planning
A complete look at your money — income, expenses, savings, goals — built into a clear, actionable plan that evolves with you.
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Hey there
I'm Sabneesh. I'm a wealth strategist & financial advisor, and I help ambitious professionals build wealth with Your wealth, engineered for life.
I'm Sabneesh. I'm a wealth strategist and financial advisor who crafts bespoke strategies for ambitious professionals, founders, and families.
Book a Discovery Call
Join 180+ households who've built intentional wealth plans.
★★★★★Trusted by founders & executivesEvery month, I share practical wealth insights and open a few discovery call slots for professionals ready to think long-term. No pitch decks — just clarity.
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Hey, I'm Sabneesh Sinh
Most advisors sell products. Sabneesh builds systems — integrated financial architectures designed around the life you're actually building, not a generic retirement age on a spreadsheet.
Raised in a family of entrepreneurs, Sabneesh learned early that money is never just numbers — it's freedom, legacy, and the ability to say yes without hesitation. That perspective shapes every plan he creates.
Today, he works with founders exiting their first company, executives planning an early retirement, and families navigating generational wealth transfer — always as an independent, fee-only fiduciary with zero product commissions.
12+Years guiding wealth180+Households served$92MAssets under advice
How Can I Help You?
Whether you need someone to review your entire financial picture or just want clarity on one specific decision — I'm here for the conversation.
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Investment Advisory
Mutual funds, stocks, SIPs, and more — I help you pick what makes sense for your risk appetite and timeline, not mine.
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Tax Planning
Year-round strategies to legally reduce your tax burden — not just ITR filing help, but proactive planning before March.
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Insurance Review
Most people are either over-insured or under-protected. I audit your coverage and tell you exactly what you need — and what to cut.
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Retirement Planning
Building a corpus that gives you freedom — not just a number to hit, but a real picture of what your retired life will look like.
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Debt Management
Home loans, personal loans, credit cards — I help you structure and clear debt in the smartest order possible.
Get startedA philosophy that guides every plan
"Wealth without intention is just accumulation. The goal isn't more — it's enough, deployed with purpose."
Built on depth, not sales quotas
Education
MBA, Finance & Strategy
Schulich School of Business
B.Com, Accounting & Economics
University of Toronto
Certifications
- CFP® Candidate — Financial Planning Standards Council
- Series 65 — Investment Adviser Representative
- Life & Health Insurance License (Ontario)
Affiliations
FPAC — Financial Planning Association of CanadaToronto CFA SocietyToronto Region Board of Trade
Career Path
Founder & Principal Advisor
Sinh Wealth Advisory
Launched independent practice focused on fee-only planning for founders and high-earning professionals.
Senior Wealth Strategist
Meridian Private Wealth
Led a book of $52M across 90 households; developed the firm's tax-transition framework.
Financial Planner
National Bank Wealth
Built retirement and estate plans for GTA business owners and dual-income executive couples.
Client Success Stories
Early Exit
Retired at 57, not 65
8 years ahead of plan
Retired at 57 with $9,200/mo inflation-adjusted income and a 94% plan success rate through age 95.
Liquidity Event
$4.2M business sale, 38% less tax
$1.6M tax savings
Closed sale with optimized tax treatment and a 30-year income plan starting at age 44.
Family Office Lite
Three generations, one blueprint
Family charter created
Funded 4 RESPs, established a $200K DAF, and preserved 100% of core portfolio for their lifetime needs.
Illustrative examples only. Results vary based on individual circumstances, market conditions, and plan adherence. Past performance is not indicative of future results.
Trust earned, not marketed
"Sabneesh didn't just optimize our portfolio — he reframed how we think about money entirely. For the first time, retirement feels like a beginning, not an ending."
Priya Mehta
Former School Principal · Client since 2019
"I've sold two companies. Sabneesh was the only advisor who understood that the exit is just the start of a harder problem."
David Kowalski
Serial Entrepreneur
"Transparent fees, zero product pitches, and he picks up the phone. That's rare in this industry."
Anita & Raj Sharma
Dual-Income Executives
Four steps to clarity
Discovery
A 45-minute conversation about your life, not just your balance sheet.
Deep Dive
Full financial X-ray — assets, gaps, opportunities, and blind spots.
Blueprint
A living plan with prioritized actions and projected outcomes.
Partnership
Quarterly reviews, proactive outreach, and adjustments as life evolves.
Questions you're probably asking
How do you charge — and what's included?
Fee-only. Either a flat annual planning fee ($3,500–$8,000 depending on complexity) or a percentage of assets under management (typically 0.75%–1.0%). No commissions, no hidden incentives. Everything is disclosed upfront in writing.
What's the minimum to work together?
Comprehensive wealth management starts at $500K in investable assets. Financial planning-only engagements are available from $150K for professionals building toward that threshold.
Are you legally bound to act in my interest?
Yes — fiduciary standard, always. I don't sell insurance products for commission or accept referral fees from third parties. My only revenue comes from you.
What does the first meeting look like?
Relaxed, no slides, no pressure. We talk about what you want your life to look like in 5, 10, and 30 years. You leave with clarity on whether we're a fit — nothing more.
Can we work together if I'm not in Toronto?
Most of my clients are. But I serve households across Canada via secure video. In-person meetings on Bay Street for locals who prefer face-to-face.
How hands-on are you after the plan is built?
Very. Minimum quarterly check-ins, proactive outreach during market volatility or life events, and same-week response times. You're not a file in a drawer.
Your next chapter starts with one call
No pitch decks. No product catalogs. Just an honest conversation about where you are and where you want to be.
contact@sabneesh.com
Phone
+91 97732 73337
Office
Ahmedabad, Gujarat 380058, India
By appointment · Mon – Fri
Send a message
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Sabneesh typically responds within one business day.